Wednesday, February 17, 2010

February's budget

This post should really be titled “What to do when a budget gets totally out of whack”. But alas, that seemed like far too many words. Thankfully February is a short little month and seems to be coming to an end rather quickly.


What made the budget get so off track? Actually, that question should really be “what made me get so off track?” And the answer, my friends, comes down to two bad habits that I have been trying desperately to get away from.


The first is poor planning. I never truly took the time to sit down and figure out what reasonable amounts for food and gas would be for the month. I spent more money than necessary on food-and let too much go to waste, a major pet peeve of mine. I simply underestimated how much I was traveling this month, which caused the other thing that got my budget off track. Extra traveling led to more fast food purchases than normal. (Both the wallet and the waistline are unhappy about those purchases!)


My plan to combat the February disaster? I’ve already begun planning my March budget. March is shaping up to be a good month! Something very exciting will happen. For the first time since I was (I think) a junior in college, my credit card balance will be under $1000. Three figures! I cannot tell you how excited I am for that to happen. I already have a mini-reward planned out for myself, which includes using up an iTunes and fast food gift card that I was given for Christmas. What fun!

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